:root{--ink:#1E2A33;--muted:#4F5A63;--deep:#41627A;--deeper:#2D4558;--slate:#4A6B82;--slate-soft:#5C7C93;--ice:#EFF4F7;--line:#DCE5EA;--copper:#BB5B2E;--copper-dark:#994A22;--copper-light:#F0A47C;--white:#fff;--radius:14px;--font-body:'Source Sans 3',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;--font-head:'Sora','Poppins',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;--shadow-cta:0 10px 22px rgba(187,91,46,.32)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--font-body);font-size:17px;color:var(--ink);background:var(--white);line-height:1.68}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2}
img{max-width:100%;height:auto;display:block}
a{color:var(--slate)}
a:hover{color:var(--copper-dark)}
.skip{position:absolute;left:-999px;top:0;background:var(--copper);color:#fff;padding:12px 18px;z-index:200;font-weight:700}
.skip:focus{left:12px;top:12px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.narrow{max-width:900px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--copper);color:#fff;font-weight:700;font-size:17px;padding:15px 28px;text-decoration:none;border-radius:8px;box-shadow:var(--shadow-cta);border:0;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--copper-dark);color:#fff}
.btn.alt{background:#4A6B82;box-shadow:0 10px 22px rgba(74,107,130,.28)}
.btn.alt:hover{background:var(--deep)}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line);box-shadow:none}
.btn.ghost:hover{border-color:var(--slate);color:var(--ink)}
.btn.small{font-size:15px;padding:11px 20px}
.btn.block{display:flex;width:100%}
.topbar{background:var(--deep);color:#E3EBF0;font-size:14px;padding:9px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:700;text-decoration:none}
.topbar a:hover{text-decoration:underline;color:#fff}
.site-header{background:#fff;box-shadow:0 1px 0 var(--line);position:relative;z-index:60}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:80px;gap:18px}
.brand{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}
.brand img{height:44px;width:auto}
.mainnav{display:flex;align-items:center;gap:4px}
.mainnav>a,.navtoggle{color:var(--ink);text-decoration:none;font-weight:600;font-size:15px;padding:10px 12px;background:none;border:0;cursor:pointer;font-family:inherit;display:inline-flex;align-items:center;gap:6px;border-radius:8px}
.mainnav>a:hover,.navtoggle:hover,.navitem:focus-within>.navtoggle{color:var(--copper-dark);background:var(--ice)}
.mainnav>a.btn{color:#fff;background:var(--copper);margin-left:10px;padding:11px 20px;font-size:15px}
.mainnav>a.btn:hover{background:var(--copper-dark);color:#fff}
.navitem{position:relative}
.dropmenu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 40px rgba(30,42,51,.16);padding:20px;z-index:90;list-style:none}
.dropmenu li{list-style:none}
.dropmenu a{display:block;color:var(--ink);text-decoration:none;font-size:14.5px;font-weight:600;padding:6px 8px;border-radius:6px}
.dropmenu a:hover{background:var(--ice);color:var(--copper-dark)}
.navitem:hover>.dropmenu,.navitem:focus-within>.dropmenu{display:block}
.dropmenu.mega{width:min(900px,92vw);left:-120px;display:none}
.navitem:hover>.dropmenu.mega,.navitem:focus-within>.dropmenu.mega{display:grid;grid-template-columns:repeat(3,1fr);gap:6px 22px}
.dropmenu .dhead{font-family:var(--font-head);font-size:12.5px;text-transform:uppercase;letter-spacing:.08em;color:var(--deep);padding:4px 8px;font-weight:700}
.dropmenu .dtop{grid-column:1/-1;display:flex;gap:8px;flex-wrap:wrap;border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:6px}
.dropmenu .dtop a{background:var(--ice);color:var(--deep);padding:8px 14px;border-radius:100px;font-size:14px}
.dropmenu.areasmenu{min-width:240px}
.menubtn{display:none;background:#fff;border:2px solid var(--line);border-radius:8px;padding:9px 12px;cursor:pointer;font-weight:700;font-family:inherit;color:var(--ink);font-size:15px}
.mobilepanel{display:none}
.hero,.pagehead{position:relative;isolation:isolate;color:#fff;background:linear-gradient(135deg,#2D4558 0%,#41627A 58%,#4F6F86 100%);overflow:hidden}
.hero.has-hero,.pagehead.has-hero{background:#2D4558}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.has-hero:before{content:"";position:absolute;inset:0;z-index:-1;background:linear-gradient(100deg,rgba(24,38,50,.9) 0%,rgba(31,50,66,.78) 48%,rgba(31,50,66,.55) 100%)}
.hero{padding:70px 0 74px}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}
.pagehead{padding:56px 0 50px}
.pagehead .wrap{max-width:1180px}
.pagehead h1{font-size:clamp(28px,3.6vw,40px);max-width:860px;margin-bottom:12px}
.pagehead .lede{font-size:19px;max-width:760px;color:#E8EEF2;margin-bottom:22px}
.hero h1{font-size:clamp(30px,4.2vw,46px);margin-bottom:16px}
.hero h1 span{color:var(--copper-light)}
.hero .lede{font-size:18.5px;color:#E8EEF2;max-width:560px;margin-bottom:24px}
.badge{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.14);color:#fff;font-weight:700;font-size:13.5px;padding:8px 15px;border-radius:100px;margin-bottom:18px;border:1px solid rgba(255,255,255,.28)}
.badge:before{content:"";width:9px;height:9px;border-radius:50%;background:var(--copper-light)}
.badge.alt{background:#fff;color:var(--deeper);border-color:#fff}
.badge.alt:before{background:var(--copper)}
.crumbs{font-size:14px;margin-bottom:16px;color:#D5E0E7}
.crumbs ol{list-style:none;display:flex;gap:8px;flex-wrap:wrap}
.crumbs li:not(:last-child):after{content:"/";margin-left:8px;opacity:.6}
.crumbs a{color:#fff}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.zips{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.zip-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.3);color:#fff;border-radius:100px;font-weight:700;font-size:14px;padding:5px 14px}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:#E8EEF2;font-size:14px;font-weight:600;margin-top:22px}
.trustrow span:before{content:"\2713\00a0";color:var(--copper-light)}
.nowcard{background:#fff;color:var(--ink);border-radius:16px;padding:28px;box-shadow:0 24px 50px rgba(0,0,0,.25)}
.nowcard h2{font-size:19px;margin-bottom:14px;color:var(--deeper)}
.nowcard ol{padding-left:22px;font-size:16px}
.nowcard li{padding:7px 0;border-bottom:1px solid var(--line)}
.nowcard li:last-child{border-bottom:0}
.nowcard p{font-size:14.5px;color:var(--muted);margin-top:12px}
.strip{background:var(--ice);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:12px}
.stripitem{display:flex;align-items:center;gap:10px;font-weight:700;font-size:14.5px}
.stripitem svg{width:22px;height:22px;stroke:var(--slate);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round;flex:0 0 auto}
.emergency{background:var(--copper);color:#fff;padding:24px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.emergency h2{font-size:23px}
.emergency p{font-size:15px;color:#fff}
.emergency .btn{background:var(--deep);box-shadow:none}
.emergency .btn:hover{background:var(--deeper)}
.sec{padding:70px 0;background:#fff}
.sec.tint{background:var(--ice)}
.sec.tight{padding:48px 0}
.kick{color:var(--deep);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase;font-family:var(--font-head)}
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;align-items:start}
.sidecard{position:sticky;top:24px;align-self:start;background:#fff;border:1px solid var(--line);border-top:5px solid var(--copper);border-radius:var(--radius);padding:24px;box-shadow:0 14px 34px rgba(30,42,51,.1)}
.sidecard .skick{font-size:12.5px;font-weight:700;color:var(--copper-dark);letter-spacing:.08em;text-transform:uppercase;margin-bottom:8px}
.sidecard h3{font-size:19px;margin-bottom:8px}
.sidecard p{font-size:15px;color:var(--muted);margin-bottom:14px}
.sidecard ul{list-style:none;margin:16px 0 14px}
.sidecard li{font-size:15px;padding:6px 0 6px 26px;position:relative;font-weight:600}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--copper-dark);font-weight:800}
.sidecard .sidelink{font-size:14.5px;font-weight:700}
article>h2{font-size:29px;margin:44px 0 14px}
article>h2:first-child{margin-top:0}
article h3{font-size:19px;margin:0 0 6px}
main p{font-size:17px;line-height:1.7}
main p+p{margin-top:14px}
article>h2+p,article>h2+.cardgrid{margin-top:14px}
article>p,article>.cardgrid,article>.steps,article>.tablewrap,article>.checklist,article>.callout{margin-top:14px}
article a{font-weight:600}
.article-wide h2{font-size:30px}
.cardgrid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}
.tint .card{background:#fff}
.card h3{font-size:17px}
.card p{font-size:15.5px;color:var(--muted);line-height:1.6}
.card.groupcard{display:block;text-decoration:none;color:var(--ink);transition:transform .15s,box-shadow .15s}
.groupcard:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(30,42,51,.12);color:var(--ink)}
.groupcard .gtag{font-size:13.5px;font-weight:700;color:var(--slate);margin-top:10px;display:block}
.steps{counter-reset:s;display:grid;gap:14px}
.step{display:grid;grid-template-columns:48px 1fr;gap:16px;align-items:start;background:var(--ice);border-radius:var(--radius);padding:18px}
.step:before{counter-increment:s;content:counter(s);width:44px;height:44px;border-radius:50%;background:var(--copper);color:#fff;font-family:var(--font-head);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:18px}
.step p{font-size:16px;color:var(--muted)}
.tablewrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius)}
table.ptable{width:100%;border-collapse:collapse;font-size:15.5px;min-width:520px}
.ptable th{background:var(--deep);color:#fff;text-align:left;padding:13px 16px;font-size:13px;text-transform:uppercase;letter-spacing:.05em;font-family:var(--font-head)}
.ptable td{padding:13px 16px;border-top:1px solid var(--line);vertical-align:top}
.ptable tr:nth-child(even) td{background:#F7FAFB}
.ptable td:first-child{font-weight:700;color:var(--deeper)}
.callout{background:#FFF6F0;border:1px solid #F1D2C0;border-left:6px solid var(--copper);border-radius:12px;padding:18px 20px}
.callout .clabel{font-family:var(--font-head);font-weight:700;color:var(--copper-dark);font-size:14px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px}
.checklist{list-style:none;display:grid;gap:10px}
.checklist li{position:relative;padding:12px 14px 12px 46px;background:var(--ice);border-radius:10px;font-size:16px;line-height:1.55}
.checklist li:before{content:"\2713";position:absolute;left:14px;top:11px;width:22px;height:22px;border-radius:50%;background:var(--slate);color:#fff;font-size:13px;display:flex;align-items:center;justify-content:center;font-weight:800}
.ctainline{display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;background:var(--deep);color:#fff;border-radius:var(--radius);padding:22px 26px;margin:34px 0}
.ctainline p{font-size:18px;font-weight:700;font-family:var(--font-head);max-width:520px;line-height:1.35}
.ctainline .btn{box-shadow:none}
.faqs{margin-top:14px;display:grid;gap:10px}
.faq{border:1px solid var(--line);border-radius:12px;background:#fff}
.faq summary{cursor:pointer;font-weight:700;padding:16px 48px 16px 18px;position:relative;list-style:none;font-size:17px;line-height:1.4}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:18px;top:12px;font-size:24px;color:var(--copper);font-weight:700}
.faq[open] summary:after{content:"\2212"}
.faq[open]{border-color:var(--slate-soft)}
.faqa{padding:0 18px 16px}
.faqa p{font-size:16.5px}
.localnote{background:var(--ice);border:1px solid var(--line);border-radius:var(--radius);padding:24px;margin-top:34px}
.localnote h2{font-size:24px;margin:0 0 10px}
.byline{font-size:15px;color:#D5E0E7;margin-top:6px}
.mapsec{background:#fff;padding:0 0 60px}
.mapsec h2{font-size:26px;margin:0 0 6px}
.mapsec p{color:var(--muted);margin-bottom:14px}
.mapframe{width:100%;height:380px;border:0;border-radius:var(--radius);background:var(--ice);display:block}
.ctaband{background:var(--deep);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:38px;margin-bottom:10px}
.ctaband p{font-size:18px;color:#DCE6EC;margin:0 auto 24px;max-width:640px}
.ctaband .btn{background:var(--copper)}
.site-footer{background:#1E2A33;color:#C9D3DA;padding:54px 0 30px;font-size:15px}
.site-footer .fgrid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:30px}
.site-footer .fh{font-family:var(--font-head);color:#fff;font-size:16px;margin-bottom:12px;font-weight:700}
.site-footer a{color:#C9D3DA;text-decoration:none;display:block;margin-bottom:7px}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer .flogo img{height:50px;width:auto;margin-bottom:14px}
.site-footer address{font-style:normal;line-height:1.7}
.site-footer .gsub{color:#fff;font-weight:700;font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin:12px 0 6px}
.site-footer .gsub:first-child{margin-top:0}
.fbottom{border-top:1px solid #34444F;margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:14px}
.fbottom a{display:inline;margin:0 0 0 16px}
.stickybar{display:none;position:fixed;bottom:0;left:0;right:0;background:var(--deep);z-index:80;padding:12px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.18)}
.stickybar a{display:flex;align-items:center;justify-content:center;gap:8px;color:#fff;font-weight:700;font-size:16px;text-decoration:none}
.floatcall{position:fixed;right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;background:var(--copper);color:#fff;display:flex;align-items:center;justify-content:center;box-shadow:0 10px 24px rgba(187,91,46,.45);z-index:70;text-decoration:none}
.floatcall:hover{background:var(--copper-dark);color:#fff}
.floatcall svg{width:26px;height:26px;fill:#fff}
.bloggrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.blogcard{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:#fff;display:flex;flex-direction:column}
.blogcard img{aspect-ratio:16/9;object-fit:cover;width:100%}
.blogcard .bc{padding:18px;display:flex;flex-direction:column;gap:8px;flex:1}
.blogcard h2,.blogcard h3{font-size:18px;line-height:1.3}
.blogcard h2 a,.blogcard h3 a{text-decoration:none;color:var(--ink)}
.blogcard h2 a:hover,.blogcard h3 a:hover{color:var(--copper-dark)}
.blogcard p{font-size:15px;color:var(--muted);line-height:1.55}
.blogcard .more{font-weight:700;font-size:14.5px;margin-top:auto}
.legal h2{font-size:22px;margin:30px 0 8px}
.notfound{text-align:center;padding:90px 0}
.notfound h1{font-size:48px;margin-bottom:12px}
@media(max-width:1100px){.site-footer .fgrid{grid-template-columns:1fr 1fr 1fr}.bloggrid{grid-template-columns:1fr 1fr}.mainnav>a,.navtoggle{padding:10px 8px;font-size:14.5px}}
@media(max-width:900px){
.mainnav{display:none}
.menubtn{display:inline-flex}
.mobilepanel{display:none;background:#fff;border-top:1px solid var(--line);box-shadow:0 18px 30px rgba(30,42,51,.14);position:absolute;left:0;right:0;top:100%;max-height:calc(100vh - 130px);overflow-y:auto;padding:10px 20px 20px}
.mobilepanel.open{display:block}
.mobilepanel a{display:block;padding:12px 4px;color:var(--ink);font-weight:600;text-decoration:none;border-bottom:1px solid var(--line)}
.mobilepanel details{border-bottom:1px solid var(--line)}
.mobilepanel summary{padding:12px 4px;font-weight:700;cursor:pointer;list-style:none}
.mobilepanel summary::-webkit-details-marker{display:none}
.mobilepanel details a{padding-left:18px;font-weight:500;border-bottom:0;padding-top:8px;padding-bottom:8px}
.mobilepanel .mhead{font-size:12px;text-transform:uppercase;letter-spacing:.08em;color:var(--deep);padding:10px 4px 2px 18px;font-weight:700}
.hero .wrap{grid-template-columns:1fr}
.hero h1{font-size:34px}.pagehead h1{font-size:32px}
.twocol{grid-template-columns:minmax(0,1fr)}
.sidecard{position:static}
.sec{padding:52px 0}
.bloggrid{grid-template-columns:1fr}
.stickybar{display:block}
body{padding-bottom:64px}
.floatcall{display:none}
.site-footer .fgrid{grid-template-columns:1fr 1fr}
.ctaband h2{font-size:30px}
}
@media(max-width:560px){
.wrap{padding:0 18px}
.site-header .wrap{height:70px}
.brand img{height:36px}
.topbar .wrap{justify-content:center;text-align:center}
.topbar .tbleft{display:none}
.site-footer .fgrid{grid-template-columns:1fr}
.hero h1{font-size:30px}.pagehead h1{font-size:28px}
article>h2{font-size:25px}
.step{grid-template-columns:1fr}
.fbottom a{margin:0 14px 0 0}
}
.twocol>*{min-width:0}

.dgroup{list-style:none}
.gridh{font-size:34px;margin:10px 0 28px}
.groups{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
@media(max-width:560px){.gridh{font-size:27px}}
/* alias hooks for shared component names */
.hamburger{touch-action:manipulation}
.mob-drawer{overscroll-behavior:contain}
.sticky-cta{touch-action:manipulation}
.site-footer .fgrid>*{min-width:0}
.site-footer a,.wrap a{overflow-wrap:anywhere}
@media(max-width:560px){.site-footer .fgrid{grid-template-columns:minmax(0,1fr)}}
article p,article li,.legal p{overflow-wrap:anywhere}
a.card,a.card:hover{text-decoration:none;color:inherit}a.card h3{color:var(--deeper)}a.card p{color:var(--muted,#41627A)}